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FALSE: Bad credit must remain on my credit reports for seven to ten years.
ER CREDIT KNOWS: The law does not require that bad credit be reported at all. The credit bureaus do it to make money! |
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FALSE: Paying an old bill removes it from my credit report.
ER CREDIT KNOWS: In most instances it reactivates the reporting, which may contain for seven years from the date of payment. So what you're basically doing is buying bad credit?? |
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FALSE: Information on my credit report cannot be changed.
ER CREDIT KNOWS: It can!! The creditor will change it, and Federal Law requires the permanent deletion of information which, after reinvestigation is found to be inaccurate, incomplete, or information which can no longer be verified. |
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FALSE: All Public Record items such as Bankruptcies, Judgments, and Liens are reported by the Courts to the credit bureaus.
ER CREDIT KNOWS: The Courts do not report this information to the credit bureaus. |
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"Thank you, ER Credit! I was able to finally refinance my house at a much lower interest rate."
- Thomas |
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"My 3 nieces should be calling you soon. They saw my credit score and my new Hummer!"
- John |
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ER Credit Consulting
5788 Ridge Road, Suite 3, Parma, OH 44129 |
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Phone: 440-888-7991 |
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Toll Free: 888-830-7991 |
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Fax: 440-888-6010 |
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