top of page

Terms of Service


To utilize the Services provided by ERCredit, you must have the ability to enter into a legally binding agreement with ERCredit. Therefore, you confirm and guarantee that you are of legal age to form such a binding contract. By accepting these Terms, you affirm that you possess the capacity to be legally bound by them. If you are acting on behalf of a company or entity, you also declare that you have the authority to bind that particular entity.

If you do not agree to these Terms, we kindly request that you refrain from using the Services.


Age Restriction: The Site is designed for individuals who are 18 years old or older. If you are under the age of 18, please abstain from using Innovation Refunds' Services.

Compliance with COPPA: Innovation Refunds adheres to the federal Children's Online Privacy Protection Act of 1998 (COPPA) and will never knowingly seek or accept personally identifiable information from individuals known to be under the age of thirteen (13). For more details, including how to report any concerns regarding this matter, please refer to our Privacy Policy.


Personal Use Only: You are solely permitted to use the Services for your own personal use and not on behalf of any third party. Moreover, your usage must adhere to all applicable laws that govern your actions.

Restrictions and Sanctions: If the use of the Services is prohibited by the laws or regulations applicable to you, or if you are a citizen, resident, or part of a jurisdiction or group subject to economic sanctions imposed by the United States or other countries, you are not authorized to use the Services. If the use of the Services necessitates permits or licenses, it is your responsibility to obtain them prior to utilizing the Services. Innovation Refunds assumes no liability for any illegal or prohibited use of the Services.

bottom of page